Nowadays, one of the most popular ways to get around is by calling an Uber or Lyft ride. Uber and Lyft accidents are more complicated than a typical car accident because it involves more parties. One of the most common questions that people ask about rideshare accidents is who should be responsible for filing a report.

Driver Insurance Coverage in a Rideshare Accident

If there is a viable liability in an accident, the most common course of action would be to file a claim against the driver’s personal policy. Unfortunately, if the driver does not have a commercial policy and only maintains coverage for personal vehicle use, the damages involved in the accident may not be covered.

However, Lyft and Uber provide their drivers with liability insurance that goes into effect if/when their personal policies do not cover damages. The thing is, if the driver did not have their app on when the accident occurred, their own personal insurance must be used.

Filing a Report After an Uber or Lyft Accident

While the driver of your Uber or Lyft should be the one to file an accident report, their insurance policy may not cover the damages. Plus, the Uber and Lyft coverage can be complicated to navigate. It’s essential to have a police report to support your claim, especially if you were injured.

Collect Compensation for Your Injuries

It doesn't matter what type of car accident caused your injury; if you suffered because of someone else's carelessness, you could be entitled to compensation through a personal injury lawsuit. At Daspit Law Firm, we are dedicated to helping clients protect their rights and options after a car crash. Our Houston Uber & Lyft accident attorneys have a reputation for obtaining fair and full compensation for the injured. With our team on your side, you can rest assured that we will guide you with your case from beginning to end.

If you’re ready to get started, contact us today to arrange a free, no-risk consultation.